Fall and a PSA

Greetings on this beautiful autumn day, most of which was spent sitting in front of laptops until it was time to leave to get flu shots.  Why, you wonder.  I will address this later on the page.  But first, some fall foliage.

I've posted this picture many times this summer, notice that the familiar yellow streak across this middle of the lake is gone.  The milfoil has quit blooming and is once again sinking to the bottom of the lake.

The lake is really low.  Flow from the Spokane River is down, and not the banks are visible.

Yellow trees on the way home.

This yard gets many leaves.

So, back to the laptops.  Medicare open enrollment starts October 15.  If you are on heritage Medicare, ie not Medicare Advantage, or Medicare C as it's also called, this is the year to pay attention to your plans.  Our monthly premium for Plan D went from $3.37 per month, to $38 per month.  The deductible doubled.  Our Medigap policy premium is going up 15.8%.  Plan D is up due to the cap on insulin prices, the $2,000 limit on drug costs for seniors, and general greed and malfeasance.  So, we will be building a spreadsheet to see who is paying how much for what, and adding in the monthly premium to get the most bang for the buck.  I, personally, am considering a zero monthly premium plan because my two generic drugs are cheap on Cost Plus Drugs.  Jim's generics are not, so that will require some thought.  We went to sleep on it last year, and it was OK, this year is different.

Carry on and keep calm.